A Guide to Horse Insurance
Equine Insurance Info
Thursday 06 May 2010
Equine insurance is increasingly common amongst equine enthusiasts. The benefits of insuring your horse speak for themselves. Keeping a horse can require a number of activities that could result badly. This is why horse insurance is so important. For a guide to equine insurance, see the following.
Veterinary science has moved along greatly in the last couple of decades. New technologies and research have meant that animal health care has never been so effective. Health issues in animals are much simpler to identify and treat now.
Vet bills can be extremely expensive, particularly for horses. Healthcare for equines is probably the most expensive out of all animals, and so horse insurance is much more attractive.
Types of Horse Insurance
The reassurance that horse insurance provides for horse owners could be described as invaluable. It can protect your horse, yourself and other people if certain events occur.
Third party equine insurance is advisable as it makes sure that other people are covered if your horse causes damage to someone else and their property. This cover can be included in packages for those who are members of certain equestrian organisations or groups. It can also be arranged through dedicated horse insurers.
The type of policy you take out should suit your individual needs and circumstances. Equine insurance will have to be tailored specifically for you and your situation. Ensure that you read through your policy thoroughly so that you do not have any surprises. You may think that you are covered for certain eventualities, but it could be that you are not. It is best to know what you are paying for before you need the cover and you find out you are not entitled.
Your horse will need to be insured for any and all specific activities that you will do. If the horse is injured in an activity that you are not covered for, you will not be able to make a claim.
When transporting a horse, there are a number of things that could go wrong. Horsebox insurance can cover you so that you do not need to worry. Cover included in most horsebox insurance policies includes:
• Personal possessions kept in the horsebox
• Emergency transport if you breakdown
• Emergency stabling of horses