A guide to finding the best trailer or horsebox insurance for you
Tuesday 17 July 2012
The specialist equestrian insurance team from horsebox-insurance.co.uk, part of the County Insurance Group, offer a guide to getting the best trailer insurance or horsebox insurance for your needs. County Insurance are an independent broker who deal with the top insurers.
Different insurers favour various areas of the country, certain vehicles or other particulars like where the vehicle is parked overnight, age of drivers etc. A broker will be aware of all of these factors.
They also, in effect ‘bulk-buy’, so can pass on the savings to you. It’s also reassuring to have their vast knowledge and advice on your side!
2. What will you use your horsebox/horse lorry/trailer for? – Apart from the obvious answer, your insurer may want to know whether you will purely use it for personal use or as a business too (hire & reward – charging people to travel their horse in your vehicle).
Nowadays horseboxes can carry iPhones, iPads, TVs, android phones, cameras, sat navs etc.; not to mention our saddlery, tack and other belongings. These can be easily stolen. Check whether these are covered too. Could you afford to replace them if not?
4. What happens if you have an accident or breakdown? – Although we really hope it won’t happen, this is the main reason for us having insurance. We want our treasured animals to be as safe as possible and for us to be given full support if anything does go wrong.
Your broker will guide you through a claim and make sure you get the best outcome and settlement possible.
Horsebox Breakdown Cover & Assistance
6. Don’t be put off if you’re young or a learner– Many insurers won’t charge any extra for drivers who are learning and haven’t taken their test yet (provided they have a valid car license of course).
As long as certain rules are adhered to (use of L plates and travelling with an experienced person who is eligible to drive the vehicle) then there is no extra charge applied if you have not yet got your licence (trailer – to tow a trailer, C+E – for up to 7.5 tonnes, or HGV – anything bigger than 7.5 tonnes).
Insurance for horseboxes driven by younger drivers isn’t as scarily-priced as you’d think and it will just get better and better as you start to build your no claims bonus.
Visit www.horsebox-insurance.co.uk for more details.
|Offer your advice|
visit now >
Driver development offer B & E towing courses including test OR just update your skills with a 4hr familiarisation course...
visit now >
Effol Anti Fly gel comes with a sponge included for easy application
visit now >
Save £9 on one of our best sellers! Ideal protection against flies and midges!